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The Federal Housing Administration (FHA) loan guarantee program was created to help increase First Time Buyer omeownership and move up buyers into better homes.

The FHA program makes buying a home easier and less expensive than other types of real estate mortgage home loan programs.

 

Some highlights of the FHA loan program are:

 

Low Down Payment and Closing Costs

  • Down payment 3.5% of Sales Price

  • Gift for down payment and closing costs allowed.

  • No reserves are required.

  • FHA regulated closing costs.

  • Seller can credit up to 6% of sales price towards buyers costs.

  • You may be eligible for up to $8000 Fed Tax Credit (ends 04/30/2010)              

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    Easier Credit Qualifying Guidelines as:

    • Minimum 620 Mid FICO score
    • FHA will allow a home purchase two years after a Bankruptcy.
    • FHA will allow a home purchase while in Chapter 13 Bankruptcy.
    • FHA will allow a home purchase three years after a Foreclosure.

    Easier Debt Ratio & Job Requirements:

  • Higher Debt Ratio's than other home loan programs.
  • Less than two years on the job is allowed. 
  • Self-Employed individuals o.k.

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    These advantages of the FHA loan program has made it one of the best options for most first time home buyers as well as move-up home buyers.

        CALL TOLL FREE 866-311-0248 ext 201
        SPEAK TO AN AUTHORIZED GOVERNMENT INSURED HOME LOAN SPECIALIST         

PRE_QUALIFYING IS THE FIRST STEP … AND IT’S FREE !

 

 

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The Federal Housing Administration (FHA) has helped over 35 million people secure the dream of homeownership since 1934. Backed by the federal government, FHA provides safe mortgage insurance solutions while expanding its housing education and outreach efforts year after year. Continuous improvement keeps the dream alive for the next generation.

A FREE Call, NO Obligation

1-866-311-0248 ext 201

Call today and own a home tomorrowoac 

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Freedom Mortgage - 21043 N Cave Creak A-14 - Phoenix, AZ 85024
Office: (602) 996-2274 Fax: (602) 412-4482
Cell Phone: (602) 684-0866



Arizona Mortgage Bankers License: BKBR-0114323  

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